
Whether you're purchasing a home, refinancing, exploring a reverse mortgage, or navigating divorce; I'm here to help!
With 25 years in the mortgage industry, I bring experience, knowledge, and creative problem-solving to every transaction. From straightforward purchases to more complex financing situations, I think outside the box.
Real estate doesn't operate on a 9-to-5 schedule, and neither do I. I'm available evenings and weekends because I know mortgage questions and opportunities don't always come up during business hours.
When you work with me, you work directly with me. I'll guide you through the mortgage process, communicate with everyone involved, and advocate for you every step of the way. You won't get shuffled around.
Arizona
California
Idaho
Oregon
Washington

We know you want the best-possible rate, and that you want to hang on to as much money as you can. So why use a mortgage broker when you could just walk into your bank and get a loan there?
1. A broker has access to a large number of funding sources to find you the best rate you can qualify for. Your bank can only offer you what they have, and nothing else. If you want to find out if your bank is giving you the best terms, you don't ask the bank...you ask a broker.
2. Better service. Bankers are on salary and are only available during business hours. You can reach me after hours, on weekends...whenever. A broker doesn't get paid until the deal closes, so I have the motivation to take excellent care of you. Not to mention banks are taking months to complete a loan when I can close most loans in 30 days or less.
3. If you get turned down by your bank, it is the mortgage broker that may have access to alternative funding sources that can get your loan closed.
You have nothing to lose except money, and your time. I won't waste either. Call today for a quote!

Track your home wealth
Take control. Keep an eye on your homes value, loans, equity, market trends & more.
Save more money
See the power of extra principal payments or refinancing at the right time.
Build wealth faster
Know exactly when to buy, sell, rent, or remodel to maximize your investment.

Know when and where to buy
What if you could find your dream home at a better price in a nearby neighborhood? Explore zip codes by popular market, cheaper buys, & more.
Be ready to make your move
Don’t miss out on your dream home because you’re unprepared. Be a competitive buyer by getting pre-approved with Jeannine today!
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jeannine downey, NMLs #215401
Not a commitment to lock or lend. Terms and restrictions apply. Not all applicants will qualify. Mortgage Express, LLC. NMLS Company ID: 40831 | www.mtgxps.com Licensed in AZ/OR/ID/WA/CA with licensing in California by the Department of Financial Protection and Innovation (DFPI) under the Residential Mortgage Act. Mortgage Express is an Equal Housing Lender. Questions and concerns may be directed to customerservice@mtgxps.com, or 15115 SW Sequoia Parkway, Ste 100, Portland, OR 97224.
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